Winter Sports - Ski Travel Insurance

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Ski travel insurance and snowboarding cover is essential for any winter sports holiday. Snowboarding & Sking is fun but it can be dangerous. If you haven't had a fall on a winter sports holiday it is likely that you know someone who has or seen it happen. Obviously you are far more likely to have an accident on a winter sports holiday or whilst taking part in certain activity sports than you are sun bathing on a beach.

Unfortunately this means that many basic travel insurance policies exclude winter sports activities. If you have annual travel insurance already, check what is and is not covered. More often than not skiing trips are not covered. If this is the case and you do have an accident you could end up with big expenses if you are not properly covered. No one wants problems when they are on holiday. Unfortunately in 2002 there were more than 400,000 claims made by UK holiday makers and business travelers, according to reports from the Association of British Insurers.

Ski travel insurance and snowboarding insurance is a must for any winter sports break. Specialist Winter Sport ski travel insurance and snowboarding insurance policies cover obvious problems including accident or illness as well as stolen possessions. Cover is also normally provided for ski and snowboarding equipment. Most policies also provide compensation for delays and cancellation and damaged or lost luggage. Some policies also provide cover for Off piste ski and snowboarding.

Many skiers believe the best way to buy ski travel insurance and snowboarding cover is through their travel agent or tour operator. The cost of these policies can be hidden in the cost of holidays and can be expensive. Travel agents are no longer allowed to insist that holiday makers book ski travel insurance and snowboarding cover through them when booking a holiday. Normally it is possible to to find a much better deal by shopping around on the Internet.

The traditional way to buy winter sports cover is to buy cover for each trip. This is usually how tour operators sell their cover. If you only make one or possibly two trips a year this can be the cheapest option. But many travelers are now taking out annual travel insurance that includes winter sports cover. Winter sports cover can be covered under annual travel policies and provide up to 17 days ski and snowboarding cover at little or no extra cost.

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